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Please read the following terms and conditions of use carefully before using this Website. 

By using this site, you signify acceptance of our Terms and Conditions of Use. If you do not agree to these terms, do not use this site. MGM Advantage may at any time revise these terms and conditions by updating this posting. Therefore, you should periodically visit this page to review the current terms and conditions.

Disclaimers
All information and content on MGM Advantage’s website is subject to applicable statutes and regulations, furnished "as is", without warranty of any kind, expressed or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Any overviews herein are intended to be general in nature and for current interest. These overviews are not a substitute for professional tax, professional legal advice or professional financial advice. MGM Advantage is not providing tax, financial or legal advice on this website. Decisions based on information contained in MGM Advantage’s site are the sole responsibility of the visitor, and in exchange for using MGM Advantage's site, the visitor agrees to hold MGM Advantage harmless against any claims for damages arising from any decision that the visitor makes based on such information.

MGM Advantage will employ procedures to ensure that all information provided via this site is accurate and error-free and that all services furnished by MGM Advantage via the internet are reliable and uninterrupted. MGM Advantage makes no warranty that such information is accurate or error-free or that such services will be error-free, continuously available or free from viruses, worms, programming errors or other harmful components.

The pages on this website are intended for access and use by UK residents only and comply with appropriate UK legislation and regulation.

Trade Marks

The following are all registered trademarks MGM Assurance Group, Marine and General Mutual Life Assurance Society Registered no. 00000006.  Are authorised and regulated by the Financial Services Authority.  MGM Assurance (Trustees) Limited Registered no. 1279948.  MGM Advantage, Designs for Retirement, MGM Assurance, and the MGM logo are Trade Marks of Marine and General Mutual Life Assurance Society.  All companies registered in England and Wales. Registered office MGM House, Heene Road, Worthing, West Sussex, BN11 3AT. Telephone calls may be recorded for training and quality monitoring purposes.

Modification and Monitoring of Website

MGM Advantage reserves the right, at its discretion, to change, modify, add, or remove portions of this information or the content of our website at any time. We suggest that you check this information periodically for changes. This information can be accessed from the link at the bottom of our website pages. If you use this website after we post changes to the information or the content of the site, you accept such changes. MGM Advantage expressly reserves the right to monitor any and all use of this website.

Use of Hyperlinks - Third Party Content 
MGM Advantage is not responsible for the content of any site owned by a third party connected to this website via hyperlink. As a convenience to our users, some of the documents on this website contain links to information created and maintained by other organisations. Please note that MGM Advantage does not control, cannot guarantee, and is not responsible for the accuracy, timeliness, or even the continued availability or existence of this outside information. MGM Advantage does not endorse or make any representations about the companies, products, or materials accessible through these hyperlinks. If you opt to hyperlink to other Websites accessible through MGM Advantage’s Website, you do so entirely at your own risk. Furthermore, no representation or warranty is provided for any software that you may download from a link from this Website.

Limitation of Liability
In no event shall MGM Advantage be liable for any direct, incidental or consequential damages, including, but not limited to, (i) loss of anticipated profits, benefits, use, or data or (ii) injury caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in operation of transmission, computer virus or worm, communications line failure, theft or destruction or unauthorised access to, alteration of, or use of information, resulting from the use of or access to this site. It is possible that all or a portion of the forgoing disclaimers or limitations of liability may not be enforceable in the jurisdiction in which you reside.

Copyright Policy
MGM Advantage maintains a copyright in the text, logos and graphics contained throughout this website, except where specifically noted below. Unauthorised copying, reproducing, uploading, downloading, duplicating or transmitting of any material contained on this website is prohibited.
   
Adobe, Acrobat, Acrobat Reader, and the Acrobat logo are trademarks of Adobe Systems Incorporated.

Termination of Access to Site
You understand that, if at any time you no longer agree with these Terms of Site Access, your sole remedy shall be to cease using the site. In addition, upon receipt of written instructions from you, MGM Advantage will take action to prevent access to the site by you or other persons previously authorised by you to access the site on your behalf.

© MGM Advantage 2008

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MGM Advantage is Britain's longest-registered company and is authorised and regulated by the Financial Services Authority